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IBM Payment Solutions with SCC: Enabling Strategic IT Investment

Overcoming Budget Challenges in Public and Private Sectors

Every organisation—whether in the public or private sector—faces unique challenges when it comes to budgeting and investment.

Public Sector

The UK government’s recent financial directives, including Chancellor Rachel Reeves’ requirement for £3 billion in short-term savings and 2% cuts in back-office spending, are reshaping departmental budgets. These budgets must now be planned three years in advance, requiring a new level of financial foresight.

Private Sector

Access to funding is becoming increasingly difficult, limiting investment opportunities for growth and technological advancements. As economic turbulence continues, businesses must find innovative ways to finance core activities without straining their cash flow.

For both sectors, IT investments present a dilemma: organisations must keep pace with technological advancements to drive productivity and efficiency, but the high upfront costs of hardware and software upgrades often create financial barriers.

According to Gartner, 52% of organisations allocate less than 3% of their revenue to technology, restricting their ability to modernise IT infrastructure. As Windows 10 support ends in October 2025, the need for technology refreshes is more critical than ever.

SCC: Making Tech Investment a Force for Good

SCC enables organisations to proactively invest in technology while maintaining financial stability. Our range of flexible payment solutions, including as-a-service subscription models, help organisations align technology investments with their financial and operational objectives, maximising ROI without major capital expenditure.

Flexible Payment Solutions from SCC

01

Technology Refresh

Spread the cost of new devices and hardware over a predetermined period (typically 3–5 years). At the end of the term, organisations can return, purchase, or upgrade equipment based on their IT strategy.

02

As-a-Service (AaS)

A fully managed device lifecycle service, funded through operational expenditure. This model includes supply, staging, delivery, installation, support, and recycling. By planning refreshes in advance, organisations can stabilise financial commitments and ensure IT sustainability.

03

Value Release

SCC can buy back existing IT assets to free up cash while offering structured repayment plans (12, 24, or 36 months). This approach helps organisations fund new technology investments while efficiently disposing of obsolete assets, such as hardware incompatible with Windows 11.

04

Software Payment Agreement (SPA)

SCC procures large volumes of software on behalf of organisations, offering fixed repayment plans over a set term. This enables significant cost savings—up to 20% depending on the software—by spreading costs and optimising procurement strategies.

Why Choose SCC for Payment Solutions?

Partnering with SCC means more than just accessing flexible financing options. We bring decades of experience in helping public and private sector organisations strategically invest in technology while maintaining cost control. Our expertise ensures:

  • Seamless financial planning for IT investments, enabling organisations to innovate without financial strain.
  • Customised payment solutions tailored to operational and budgetary needs.
  • A single trusted partner for IT procurement, financing, deployment, and lifecycle management.

At a time when careful budgeting and strategic IT investments are crucial, SCC provides the expertise and support needed to make technology refreshes financially viable and operationally seamless.

Discover how SCC can help you manage IT investments efficiently and cost-effectively.

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